Various Types of Insurances for Braces?
There are two major types of insurances: PPO’s, and State Medicaid.
With PPO’s such as Delta or MetLife, it is best to call your provider directly for information. Sometimes, there are certain age restrictions or other limitations that can possibly arise, so check with them before pursuing orthodontic treatment.
What Types of Dental Insurance Exist?
You will also have to pay attention to a spending limit, if any, as orthodontic work is provided with an overall amount, rather than a yearly refill. Also, keep in mind that dental insurance does NOT equate to orthodontic coverage.
PPO’s also allow you the choice of what type of braces you would like to get, be it metal or ceramic braces, or even Invisalign clear aligners , and work with your payment plans set up by the doctor.
Medicaid, however, offers no choice — you must receive metal braces, and the procedure must be deemed medically necessary by a doctor working for Medicaid.
Always make sure to find an orthodontist for your procedure, and there is never anything wrong with seeking a second or even third opinion if you are not satisfied with the information you receive.