Dental Financing

Flexible Financing with CareCredit by Synchrony
CareCredit card held by two hands with a blurred background inside a Diamond Braces dental clinic.
200,000

Healthcare Providers

accept BNPL financing
See More
30

Years

of trusted healthcare financing
See More
21

Million Accounts

opened for dental financing
See More

What is Care Credit?

CareCredit is a health and wellness credit card that lets you pay for dental treatments in manageable monthly installments — so you never have to delay the care you need.

Use It for Dental and More

Covers a wide range of dental procedures: braces, invisalign, retainers and more. Also accepted at 200,000+ healthcare providers, including vision, hearing, and even veterinary care.

Special Financing Options

Pay over time with monthly plans that fit your budget. Options may include no interest if paid in full within the promotional period.
Two CareCredit cards displayed side by side on a light gray background.

Not Limited by Insurance

Great for procedures not covered by insurance. Use it as a backup for orthodontic costs outside of your budget or large treatment plans.

Quick and Easy Application

Free to apply with instant decisions. If approved, you can schedule treatment immediately — even before your card arrives.

Reusable for Ongoing Care

Keep using your CareCredit account for future dental needs — no need to reapply. Perfect for ongoing treatment plans or future maintenance.

Earn Points towards Rewards

Earn points on every purchase when you’re approved for the CareCredit Rewards Mastercard®.

Smile Now, Pay Over Time

With CareCredit, you don’t have to wait to get the care you deserve.
How it Works
Woman holding a mug in a cozy indoor setting while she contemplates getting braces for adults.

Your dental financing questions answered

Dental financing lets you break the total cost of your braces or Invisalign treatment into manageable monthly payments. Many orthodontists partner with third-party lenders (like CareCredit) or offer in-house financing plans so you can start treatment with little or no upfront payment.

Yes — many orthodontists provide monthly payment plans for Invisalign treatment. At Diamond Braces, you can often finance Invisalign with low monthly payments, and flexible terms that fit your budget, even if your insurance doesn’t cover the full cost.

The cost of dental financing depends on your treatment plan and the terms of your financing. Monthly payments typically range from $89 to $300 per month, depending on the length of your plan and whether you qualify for no-interest or low-interest financing.

No — dental insurance is not required to finance braces or Invisalign. Financing is available to all patients, whether or not they have insurance. If you do have dental insurance, your plan may help lower your out-of-pocket costs.

Invisalign treatment typically takes 6 to 18 months, depending on how complex your alignment issues are. Minor spacing or crowding cases may resolve in a few months, while more involved adjustments take over a year. Your orthodontist will provide a projected timeline after your fitting.

Yes — CareCredit is widely accepted by orthodontists and dental care providers. You can use it to pay for braces, Invisalign, retainers, dental cleanings, oral surgery, and many other dental procedures. It’s a great option to spread out payments over time.

CareCredit does perform a credit check when you apply. Approval and available financing terms depend on your credit profile. However, CareCredit offers options for a wide range of credit scores, and applying is free with instant approval decisions.


Without insurance, braces typically cost between $3,000 and $7,000, while Invisalign treatment ranges from $3,500 to $8,000 depending on case complexity. At Diamond Braces, we offer some of the most competitive prices on the market — with braces and Invisalign treatments ranging from $3,200 to $5,200. Flexible financing options are available to make your treatment even more affordable, with or without insurance.

Cost of Invisalign

Affordable coverage for invisalign dental care.
See Pricing
Close up image of Invisalign aligners with a black, blue and white gradient background

Get a Quote

Find out your cost in minutes—no commitment required.
Start Now
Woman inside a Diamond Braces dentist office while an orthodontist examines her smile to see the progress of her adult braces.