Orthodontic Insurance Options: Invisalign & More

UNITEDHEALTHONE  Dental Primary Plans


Dental Primary Plans

The UnitedHealthOne orthodontic coverage for children" is available under certain dental insurance plans. This coverage helps pay for orthodontic treatments like braces for kids under 19 years old.

Furthermore, that “cosmetic dentistry” is listed as an unpayable service under any circumstance, pursuing Invisalign coverage through UnitedHealthOne may not be the best idea for you and your family. For more information, review their   Dental Primary Plan   or speak with a UnitedHealthOne representative directly.

CIGNA’S  Invisalign Treatment Coverage


Invisalign Treatment Coverage

Cigna offers three dental plans, and the Cigna Dental 1500 is one of them. This plan includes   Cigna Dental 1500 Invisalign benefits   If you choose it, you can get up to 50% coverage for your orthodontic treatment. Remember, this applies only if you go to a dentist or orthodontist that accepts the plan.

However, there's a waiting period. You must be enrolled in the Cigna Dental 1500 plan for at least a year before starting treatment.

Also, consider the costs. This plan has a lifetime maximum of $1000 per person. It's important to factor this into your treatment plan and budget.

AETNA’S  Orthodontic Care Options


Orthodontic Care Options

Certain Aetna plans may offer coverage for orthodontic appliances and Invisalign clear aligners. However, given that plan parameters can vary, it’s important to consult your provider about plan parameters directly. You can also refer to Aetna’s official   Orthodontic Care FAQ.

When exploring Aetna orthodontic care options and limits, it's essential to be aware of the specifics of your health insurance plan. If you're covered by an Aetna plan that includes orthodontic benefits, you generally don't need a referral for orthodontic treatment.

This is important for those considering treatments like Invisalign. However, this situation changes if you are enrolled in an Aetna Dental Maintenance Organization (DMO). With an Aetna DMO plan, you are limited to using only in-network orthodontists.

It's also important to note that some Aetna orthodontic care plans have age restrictions. This is particularly relevant for older patients interested in treatments such as Invisalign clear aligners. To ensure you are making the best decisions for your oral health, check the details of your specific plan to understand how it covers orthodontic treatment under the Aetna orthodontic care options and limits. This will help you fully utilize the benefits provided by your health insurance.


Blue Cross/Blue Shield’s

Dental Benefits

Unfortunately, it is highly unlikely that patients with Blue Cross/Blue Shield plans will be eligible to receive coverage under their respective plans. Orthodontic discounts are not mentioned under any of their dental plans, but they do mention that “cosmetic” treatments are not covered.

If you’re a patient over the age of 18, it’s almost certain that your Invisalign treatment will be considered a cosmetic procedure by Blue Cross/Blue Shield, even if you’re seeking it out for more serious conditions. So, if you’re seeking orthodontic coverage, Blue Cross/Blue Shield dental plans are not the ideal source for that.

DELTA DENTAL  Insurance on Invisalign Treatment

Delta Dental

Insurance on Invisalign Treatment

As one of the nation’s largest dental insurance providers, it would be odd if Delta Dental didn’t offer insurance coverage for orthodontics and Invisalign clear aligners. Fortunately, they do;   their comprehensive allowance options include all steps of treatment   and post-treatment, but only cover the comparative standard treatment cost.

When considering the cost of braces, it's important to understand that patients are responsible for paying any additional fees beyond the average cost. Specifically, Invisalign, a type of braces, is not a covered expense for those enrolled in the DentalCare USA plan. This means that if you choose Invisalign for straightened teeth, you will need to cover the cost yourself.

It's essential to review the details provided by your Delta Dental provider and your dental care provider. Look into the available payment plans they offer. Also, check if your spending accounts can be used for this purpose.

Lingual braces and other types of braces might have different coverage rules, so it's crucial to understand all your options and the associated costs. By doing this, you can make an informed decision about your dental care.

USAA DENTAL:  Invisalign Treatment For Veterans

USAA Dental:

Invisalign Treatment For Veterans?

If you are a service member, veteran, or related to one, you might get a reduced cost for Invisalign treatment in New York or New Jersey. USAA offers a dental plan with orthodontic coverage through Cigna.

However, you need to wait for a certain period to use these discounts. In New York, this waiting period is 12 months. In New Jersey, it's shorter, only 6 months. This is important for treating crooked teeth.

USAA, similar to Blue Cross, checks if procedures are cosmetic. This means that younger patients often get better discounts for Invisalign under a USAA dental plan. Older patients might find it more challenging. It's good to remember that each plan has an annual maximum for coverage.

When considering orthodontic options like Invisalign, which helps align crooked teeth, it's essential to know about tooth-colored options. These include ceramic braces, which are less noticeable than traditional metal braces. These options can be part of your treatment plan, depending on your specific dental needs.For more information, review their official   Dental Disclosures   page or consult them with any questions directly.

DOES  Medicaid Cover Invisalign Treatment


Medicaid Cover Invisalign Treatment?

Unfortunately, patients covered under the Medicaid program in New York, New Jersey, or elsewhere will not be able to receive coverage for Invisalign clear aligners. They have the strictest anti “cosmetic procedures” policy of any provider on this list. If you qualify to receive orthodontic coverage under the State Medicaid program, you are not eligible for any options except metal braces. Traditional braces are a good option as well, as long as your orthodontist is an experienced provider.

With insurance or without insurance, there are plenty of options to reduce the cost of your Invisalign treatment in NY or NJ.